The strong capitalisation of most retail and wholesale banks
provides significant loss-absorption capacity, and most of the retail banks have sound liquidity profiles.
It has also proposed limiting the total amount of outstanding loans of foreign retail banks to 20 times their net worth, with wholesale banks
limited to 30 times.
We have been very clear over the years that the primary responsibility for supporting the wholesale banks
resides with their shareholders - that was our clear expectation, for example, with TIBC and Awal," Rasheed Al Maraj said.
More positively, Moody's says that the ample capital levels of the rated Bahraini retail and wholesale banks
means that they are able to absorb credit losses and that it is unlikely that additional capital will be required.
However, Moody's notes that declines in asset prices have exerted pressure on the capitalisation metrics of some wholesale banks
that have significant proprietary investment portfolios,' added Chrysaphinis.
At the same time, corporate clients of wholesale banks
are crying out for strategic partnerships that allow them to automate and control financial processes; share real-time data with their internal and external suppliers and customers; and seamlessly process financial transactions and information.
Singapore has allowed three Japanese banks to expand their operations in the city-state by upgrading them from offshore to wholesale banks
as part of its move to liberalize the banking industry, the Monetary Authority of Singapore (MAS) said Tuesday.
As noted below, BT Corp's other insured subsidiary banks also have been designated as wholesale banks
by their appropriate federal supervisors.
The success of these units during the first half of 2008 is evidence that "transaction banking" is a critical engine of predictable revenue growth for leading wholesale banks
Following the de-risking of the balance sheets of the two major Bahraini wholesale banks
, Arab Banking Corporation ('BBB+'/stable) and Gulf International Bank ('A'/stable) last year, Fitch also expects these to be modestly profitable this year.
Banking regulators are implementing and enforcing stringent new requirements for risk management and corporate governance, while aggressive third-party vendors threaten to displace the traditional role of wholesale banks
in offering cash management, trade finance and payment services.
In order to help wholesale banks
realize greater revenue, productivity and compliance, Pegasystems Inc.