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Whole Life Insurance Policy

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Whole Life Insurance Policy
A life insurance policy with no expiration date. That is, a whole life policy provides coverage for the entire life of the policyholder (provided he/she continues to make premium payments). When the policyholder dies, regardless of when that is, his/her beneficiaries receive the death benefit. Traditional whole life policies also include a savings element, allowing the policyholder to invest part of the premium and borrow against it or recover the earnings should he/she ever decide to cancel the policy.


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