Wear and Tear Exclusion

(redirected from Wear-and-Tear Exclusion)

Wear and Tear Exclusion

In insurance, a category prohibiting payment on claims for normal wear and tear, which is the degrading of the quality of an item that is expected over time. Because this decline in value is inevitable, insurers will not pay for these losses.
References in periodicals archive ?
Even if the typical wear-and-tear exclusion specifically references/excludes "mold," if the proximate cause of the mold growth was not excluded, coverage may still apply.