Water Backup and Sump Overflow

Water Backup and Sump Overflow

An addition to a property insurance policy that protects the owner from expenses related to the overflow or backup of water through a sewer system and/or a sump pump. Coverage is provided whether the damage is caused by a malfunction or an act of God. It may be especially useful in areas where flooding is likely. As with all insurance, one must pay a premium to receive the coverage.
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Hartford also offers an endorsement that offers coverage for lock replacement, water backup and sump overflow coverage.