Variable life insurance policy

Variable life insurance policy

A whole life insurance policy that provides a death benefit dependent on the insured's portfolio market value at the time of death. Typically the company invests premiums in common stocks, so variable life policies are referred to as equity-linked policies.

Variable Life Insurance

A whole life insurance policy in which some, or all, of the premium is allocated to a separate account, which is invested in common stock. If the common stock portfolio does well, the death benefit increases accordingly; if it performs poorly it decreases, though all variable life insurance policies have a benefit floor. A significant advantage to a variable life insurance policy is the fact that the policyholder does not have to pay taxes on earnings from the portfolio until it is cashed in, usually through death. In the United States, variable life insurance policies are considered securities contracts and, as such, they are regulated by federal law.
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The three trusts are the owners and sole beneficiaries of a $20 million individual variable life insurance policy on Scooter Stuart.
This product is available as a sub-account investment to a variable life insurance policy only and is not offered directly to the general public.
Raiford priced a $1 million variable life insurance policy for a healthy 40-year-old man in New York.
This tool uses Monte Carlo simulations and evaluates the probability that a variable life insurance policy will mature according to expectations or disappear before the client's eyes.
We have two favorites: a variable life insurance policy inside a voluntary employee beneficiary association (VEBA) and a 401(h) plan.
Miscolta pointed out that a variable life insurance policy is primarily purchased to provide death benefit protection and owning a policy requires decisions about diversifying net premiums and accumulated value among the product's variable and fixed investment options.
The purchase of a variable life insurance policy is not a bank deposit and is not insured or guaranteed by the Federal Deposit Insurance Corporation ("FDIC") or any other government agency.
A variable life insurance policy has wealth accumulation and protection features.
Pacific Select Estate Preserver VI,1 a new survivor variable life insurance policy from Pacific Life Insurance Company, has features to help policyowners weather market volatility while the death benefit proceeds can provide needed liquidity to address the challenges of estate planning.
Incentive Life Optimizer is an innovative flexible premium variable life insurance policy issued by AXA Equitable Life Insurance Company (AXA Equitable), New York, NY 10104.
You may also want to consider taking out a variable life insurance policy.
For some clients, the hardest decision with a variable life insurance policy is picking which investment options to be in.

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