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Uninsured Motorist Insurance
(redirected from Uninsured Motorist coverage)

   Also found in: Acronyms 0.01 sec.
Uninsured motorist insurance
Insurance that covers the policyholder and family if they are injured by a hit-and-run or uninsured motorist, assuming the other driver is at fault.

Uninsured Motorist Insurance
An insurance policy or supplemental providing coverage to a motorist and/or his family in the event of a car accident with another driver who either has no car insurance or does not provide it on request. Uninsured motorist insurance only provides coverage if the policyholder is not at fault in the accident.


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As most of the program's policyholders are previously uninsured drivers, these accidents would likely have been covered by the innocent drivers' uninsured motorist coverage.
You see claims all the time where folks have to use their uninsured motorist coverage because they were hit by someone not being financially responsible.
If you are injured in a no-contact accident caused by a driver who flees the scene you can be compensated by your uninsured motorist coverage.
 
 
 
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