Uninsured motorist insurance

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Also found in: Acronyms.

Uninsured motorist insurance

Insurance that covers the policyholder and family if they are injured by a hit-and-run or uninsured motorist, assuming the other driver is at fault.

Uninsured Motorist Insurance

An insurance policy or supplemental providing coverage to a motorist and/or his family in the event of a car accident with another driver who either has no car insurance or does not provide it on request. Uninsured motorist insurance only provides coverage if the policyholder is not at fault in the accident.
References in periodicals archive ?
The trial court dismissed the lawsuit, as Maslo's damages did not exceed the uninsured motorist coverage policy limits.
No insurer shall exercise any right of subrogation under a policy providing additional uninsured motorist coverage against an underinsured motorist where the insurer has been provided with written notice in advance of a settlement between its insured and the underinsured motorist and the insurer fails to advance a payment to the insured, in an amount equal to the tentative settlement, within 30 days following receipt of such notice.
Therefore, the statutory mandate for uninsured motorist coverage does not apply to this policy.
The Florida Court of Appeal disagreed, stating that the general principle against coverage for punitive damages had "no application whatever" to uninsured motorist coverage.
Buy Uninsured Motorist coverage to protect yourself against uninsured or underinsured drivers.
Whether it's not offering uninsured motorist coverage (Auto), replacement cost on contents (Homeowners) or not offering Flood insurance, its failure to offer coverage.
ISO will make changes to under and uninsured motorist coverage on a state-by-state basis.
Dodson said, “This is information you aren't going to get from your auto insurance agent - when you purchase auto insurance, you have the choice of buying UM coverage or Stacked Uninsured Motorist coverage.
Are you over-insured and misallocating your resources by having a very low deductible for the collision coverage, instead of having sufficient liability and uninsured motorist coverage for the same premium dollars?
which found there was no uninsured motorist coverage available to Gay under the policy he had with the Association in Frank Gay and Frank Gay Plumbing Inc.
Chances are good that the average Calif, policyholder opting to purchase uninsured motorist coverage is unaware of the broad scope of coverage that must be afforded under the uninsured motorist statute.