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Underwriting Risk

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Underwriting Risk
The risk that what an insurance company collects in premiums and investments will not be enough to cover its expenses from paying claims on its policies. This differs from its risk of loss, which is the risk that its income will be insufficient to cover all expenses, not just those related to policies.


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During the Company's 36 years of underwriting risks, First Mercury has developed the underwriting expertise and cost-efficient infrastructure which has enabled us to effectively underwrite such risks.
Offsetting factors include higher underwriting risk and intense competition in the Asian reinsurance market.
Abu Dhabi National Insurance Company (ADNIC), has joined hands with Talbot Underwriting Limited to form a new joint venture company, Underwriting Risk Services (Middle East) Limited or URSME.
 
 
 
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