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Underwriting Gain
(redirected from Underwriting Profits)

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Underwriting Gain
The profit an insurance company generates after paying all claims. That is, the underwriting gain is what is left over after the premiums the company collects are added to its investment income and the amount the company pays for claims on its policies is subtracted. An underwriting gain is also called an underwriting profit.


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So, despite the fact that the workers comp industry enjoyed two of its best backto-back years in 2006 and 2007, actually seeing underwriting profits in both of those years, the mood at AIS was cautiously optimistic, with just a hint of oh-my-goodness-what-if-competition-drives-downrates-further.
Perhaps they feared some federal lawmaker devising a new windfall underwriting profits tax along the lines of the one Big Oil faces periodically.
is an insurance holding company that primarily owns and manages specialty property/casualty insurance companies with the objective of consistently earning underwriting profits.
 
 
 
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