Underwriting Gain

Underwriting Gain

The profit an insurance company generates after paying all claims. That is, the underwriting gain is what is left over after the premiums the company collects are added to its investment income and the amount the company pays for claims on its policies is subtracted. An underwriting gain is also called an underwriting profit.
References in periodicals archive ?
The aggregate first-half 2017 underwriting gain of the 34 BCBS Companies included in the report was $5.
The excess/abnormal return for each year is the difference between actual and theoretical underwriting gain or loss.
Geico, General Re, Berkshire Hathaway Reinsurance Group and Berkshire Hathaway Primary Group had a net underwriting gain of $1.
But the percentage that reported an underwriting gain also increased to 36 percent from 32 percent.
The industry saw an overall underwriting gain in 2013 of about $16.
Since 2006, the PBGC has had a net underwriting gain (premiums versus new terminations and probable terminations) of $11.
The cuts in delivery payments will more than offset the RMA proposed underwriting gain in those 16 states designated by USDA as underserved, reducing incentives to write and service producers there.
However, because insurance companies and the government share the underwriting gains/losses asymmetrically by state and certain insurance programs, it is possible that the insurance program as a whole experiences an underwriting loss while the insurance companies experience an underwriting gain.
The underwriting gain was primarily due to an increase in earned premiums, which jumped from $387.
P/C Industry Marks Third Consecutive Underwriting Gain, but Surplus Declines on Investment Results," P&C net income fell 11.