Stress test


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Stress test

Tests conducted by federal supervisory agencies in early 2009 to estimate the range of possible future losses among US banks and determine if they have sufficient capital buffers to withstand the impact of a severe recession. The stress test involved two scenarios, a base scenario and a worst case scenario.

Stress Test

A simulation measuring the capital adequacy of a bank. A government conducts a stress test to attempt to ensure that a bank can remain solvent in a crisis. The term came to prominence in 2009 and 2010 when the U.S. Treasury conducted stress tests of bailed out banks before it allowed them to repay Treasury loans.
References in periodicals archive ?
As per the plan, stress tests would be applied to the eurozone's systemic banks.
Critics simply said that the stress test was too weak.
I believe that if we manage the situation after the outcome of the stress tests, this liquidity at the CBC will be given to the real economy", she pointed out.
Paul Gentile, executive vice president of strategic communications and engagement, downplayed the importance of the superiority of the NCUA's stress tests, saying CUNA does not support the need for the new regulation at all.
The stress tests at the plant will cost about BGN 11 M and will be financed by the nuclear company.
On the other hand, comparing bank stress test results across institutions is not straightforward.
All of these factors mean that CRE transactions are less risky than would be suggested by a simplified stress test.
Patients who come into the office with unexplained shortness of breath that occurs with exertion deserve cardiac evaluation and some kind of stress test," she says.
Men 45 and older and women 55 and older should consider taking a stress test, especially if they are just beginning an exercise program.
Consider a nuclear medicine stress test, which is more sensitive than a regular treadmill test.
A wealth of performance analysis tools, like the Intel developed IOMeter, exist that allow vendors and integrators to stress test storage configurations across a modest set of workload parameters such as read-to-write ratio and I/O request size.
For years, those concerned about coronary artery disease have sought peace of mind by taking a relatively inexpensive and non-invasive stress test.