Spousal IRA
(redirected from Spousal Individual Retirement Accounts)

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Spousal IRA

An individual retirement account in the name of an unemployed spouse.

Spousal IRA

An IRA where the beneficiary the spouse of the person making the contributions. This provides a steady stream of income for the spouse after the contributor's retirement or death, especially when he/she has little or no other income. This is especially useful should the spouse who earns the income die prematurely. A spousal IRA has the same terms as any other IRA and may be either a traditional IRA or a Roth IRA.

spousal IRA

An individual retirement account in the name of a nonworking spouse. A spousal IRA may be funded by the working spouse up to a maximum amount established by law. There is also a limit on annual contributions to the combination of IRAs of the working and nonworking spouses.

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Spousal IRA (redirected from Spousal Individual Retirement Accounts)

Spousal IRA
(redirected from Spousal Individual Retirement Accounts)