Soldiers and Sailors Civil Relief Act

Soldiers and Sailors Civil Relief Act (SSCRA)

A federal law providing protections for persons who may be handicapped by active military service. Protection is extended to active-duty military personnel (and sometimes their dependents), and to reservists and members of the National Guard who are called up to active federal services.Benefits of the Act include the ability to request interest rate reductions on all debt incurred before entering military service, including mortgage debt but excluding student loans; stop eviction proceedings if the monthly rent is under a preset amount; terminate a residential lease without penalty if the lease was entered into before active military duty; and delay civil lawsuits such as collection cases,bankruptcy,foreclosure,child custody,paternity,and divorce proceedings until after the service member is able to attend proceedings.