Slow Loan

Slow Loan

A loan that a regulator or bank considers to be at risk of default. Payments on a slow loan are generally 60 to 90 days late, depending on a regulator's definition and the maturity of the loan. A slow loan may be referred to a collection agency, which attempts to enforce repayment.
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These two programs are designed to remove the barriers that impede the growth of MSMEs, such as lack of access to bank financing and slow loan processing,' Borromeo said in a spot interview at the sidelines of the event held in Makati City.
These two programs are designed to remove the barriers that impede the growth of MSMEs such as lack of access to bank financing and slow loan processing," Borromeo said.
Although higher impairment charges will affect capital ratios, slow loan growth and still-solid earnings should mean that sector capitalisation will continue to improve, with banks storing excess capital ready to deploy if and when the economy improves in the longer term.
To address the slow loan approval process, the authors suggested establishing links with critical offices of the Department of Environment and Natural Resources to assess site feasibility of proposed housing settlements.
The biggest weakness in GCC's financial sector is slow loan growth due to low borrowing demand from previously highly leveraged GCC SME's coupled with persistent NPL concerns that are exacerbated by increasing cost of funding/interest rate and implementation of regulatory requirements such as the IFRS9 that will put further pressure on revenue flows.
The main constraints to the rating are IBK's specialised nature, the resulting concentrations in its asset base, and slow loan growth.
Other millennial findings: Slow loan processing is their single biggest pain, 72% have no financial advisor, 28% are receptive to robo-advisors and 22% are open to online financial coaching.
Indonesian banks share values dropped as slow loan growth affected earnings.
If there's slow loan growth, you'll see a dampened top line and at the same time you might see high provisions," Ahmed said.
Shedding light on the fact that the commercial banking sector was showing signs of recovery after a period of instability between 2007 and 2010, he noted that the areas of concern during the recent financial crisis -- slow loan growth and credit constraints -- also seem to be declining.
economy continues on the road to recovery, a combination of factors - high corporate cash balances, low interest rates, slow loan growth, unutilized capital commitments, and pending rules under the Dodd-Frank Act - point to an uptick in M&A activity.
In addition to slow loan growth, the continued elevated level of problem banks points to a fragile recovery in the banking sector.