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Securities Investor Protection Act of 1970

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Securities Investor Protection Act of 1970
An act that established the Securities Investor Protection Corporation. The legislation responded to the generally unstable condition of the brokerage industry in the late 1960s.

Securities Investor Protection Act of 1970
Legislation in the United States that established the Securities Investor Protection Corporation (SIPC). The SIPC insures investors in case their broker-dealer firms fail. In the event of failure of a broker-dealer firm, its clients are protected up to $500,000 of their total equity investments and up to $100,000 in cash. It also protects investors from fraud or misappropriation on the part of their broker-dealers. It is important to note that the SIPC does not protect against bad investments, nor does it cover any futures or commodity contracts. It is not a government entity; it is a non-profit organization to which most brokers and dealers registered with the SEC are required to belong.


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