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seasoned loan
(redirected from Seasoned Loans)

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Seasoned Loan
A loan that has been out for at least a year in which the borrower has a good payment history. This is considered a sign that the loan is unlikely to default. They may therefore command higher prices on the secondary market.
seasoned loan

A loan that has been paid on time for a sufficient amount of time to give a lender the reasonable belief that it will continue in a like manner.
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As of July 1, 1998, the loan pool consists of 66 seasoned loans with an aggregate principal balance of $97.
Standard & Poor's Raises, Affirms Merrill Lynch Mortgage Investors ... by PR Newswire
RATING RATIONALE: --The loan portfolio consists of 30-year fixed-rate seasoned loans, with 53% of the portfolio privately insured, 11% insured by Rural Development, 27% uninsured with loan-to-value (LTV) ratios of 80% or lower, and 9% securitized mortgage-backed securities, minimizing potential loss exposure.
Fitch Rates Vermont Housing Fin Ag's 1990 Single Family Housing Bond ... by Business Wire
MDMC, a national mortgage loan analysis firm that specializes in providing agency delivery services to companies throughout the country, has completed an $800 million delivery consisting of more than 7,000 seasoned loans to Ginnie Mae for a major commercial bank.
MDMC Completes $800M Seasoned Loan Delivery to Ginnie Mae by Business Wire
 
 
 
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