Savings rate

(redirected from Saving Ratio)

Savings rate

Personal savings as a percentage of disposable personal income.

Savings Rate

The amount a person or organization places in a savings account or similar vehicle as a percentage of total disposable income. Savings are important for long term financial stability as it gives a person or organization a cushion for bad times. The savings rate may be calculated at microeconomic level for personal finances or may be aggregated at the national level to gauge financial health. A low or negative savings rate usually indicates excessive borrowing, spending, or both. On the other hand, a high savings rate may result in slower economic growth as persons and companies are saving instead of purchasing goods and services. See also: Rainy day fund.
References in periodicals archive ?
Introduced in 2013 to boost the domestic saving ratio, government support contributes an extra TL 25 for every TL 100 that consumers deposit in the private retirement system.
The gross saving ratio to nominal GDP (gross domestic product) in Q1, 2015 has been estimated at 54.
Over the course of the next few years the saving ratio is expected to rise gradually back towards 5 per cent (see table A5).
The saving ratio in the country has improved from 9 percent to 13 percent.
More importantly, while it is true that much of the adjustment of current account imbalances must come in part from real variables affecting the too-high saving ratio (such as demography, lack of safe domestic assets, and so forth), renminbi appreciation is a key variable in allowing the adjustment from an export-oriented economy to one oriented more toward consumption.
Households also continued to strengthen their balance sheets, with the household saving ratio rising to 9.
In addition, estimates show that the Muslim population in Germany has a much higher saving ratio of 18 per cent compared to 10 per cent for the country as a whole.
A new eco-friendly indicator shows "Total Print Pages" and "Paper Saving Ratio (%)" with "Duplex and Combined Print Ratio (%).
In addition to this estimates show that the Muslim population in Germany has a much higher saving ratio of 18 per cent compared to 10 per cent for the country as a whole.
ISAs, which were introduced in 1999 to encourage more people - especially those on low incomes - to start saving, have failed to boost the saving ratio, the Institute for Public Policy Research (IPPR) said.
This has simultaneously been offset by a low saving ratio, "nosediving" from 18.
In addition, the household saving ratio will be high at the end of 2012.