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Related to Rider: free rider


A form accompanying an insurance policy that alters the policy's terms or coverage.


An amendment to a document, especially an insurance policy. More formally, it is called an endorsement. The insurance company may issue the rider to change the terms of coverage, or the policyholder may do so, especially to add a family member to the policy. Generally, riders increase coverage in exchange for higher premiums.


A rider is a modification to an insurance policy that typically adds a new coverage or higher coverage in return for higher premiums.

For example, you might add a rider to your life insurance policy to provide coverage for your spouse, or a rider to your homeowners policy to provide additional liability insurance for a specific event. Dental care and prescription insurance are typical riders on health insurance policies.


(1) An amendment or attachment to a contract. (2) Commonly used to indicate additional terms or coverages for standard insurance contracts.

References in classic literature ?
Ichabod became the object of whimsical persecution to Bones and his gang of rough riders.
I have seen an animal bounding with spirit, yet merely reined by a fore-finger and thumb, taken at full gallop across a courtyard, and then made to wheel round the post of a veranda with great speed, but at so equal a distance, that the rider, with outstretched arm, all the while kept one finger rubbing the post.
As the Tetons however rode at a hand-gallop, but a moment of time was necessary, after the ass began to walk, to remove them effectually from before the vision of his rider.
In an instant the old man was between the horses of Middleton and Paul, extending a hand to the bridle of each, in order to check the impatience of their riders.
In an instant it reared up upon its hind legs with a snort of rage, and pranced and tossed in a way that would have unseated any but a most skilful rider.
Many of the riders had gone to the young man; but my master, who had been watching what was going on, was the first to raise him.
Only a few days since you, yourself, told me that these great brutes, by the uncertainty of their tempers, often were the means of turning victory into defeat, since, at a crucial moment, they might elect to unseat and rend their riders.
And the Saw-Horse rocked and rolled over the flower-strewn fields and carried its riders swiftly upon their way.
HE Mattar Al Tayer, Director General and Chairman of the Board of Executive Directors of the Roads and Transport Authority (RTA), said: "The number of metro riders on both the Red and Green Lines over the last six months topped 88,252,034 riders; compared with 81,403,876 riders during the same period last year".
The Rider Development Pathway, which is being rolled out nationwide this spring, will provide a stepping stone for future dressage, show jumping and eventing Olympians.
A hot segment of product development continues to be in living-benefit options and riders on variable annuities, which have spurred VA sales.