Restructured Loan

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Restructured Loan

A loan for which the parties have agreed to alter the terms, usually to make them more favorable to the borrower. For example, the borrower may restructure a loan to receive a lower interest rate or monthly payment. Restructured loans are most common if the borrower states that he/she can no longer afford payments under the old terms. For example, a borrower may have to accept a new job with less income, forcing a tighter budget.
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ASX) will offer emergency accommodation, expedited insurance claims and restructured loans.
Loans to private individuals accounted for the majority of the restructured loans, at e1/42.
Nonperforming and restructured loans to total loans
The bank said that to-date, the value of restructured loans stood at 3.
India Ratings and Research, a unit of credit rating agency Fitch, expects banks to restructure loans worth between ` 60,000 crore and ` 1 lakh crore in the next five months with the Reserve Bank of India's ( RBI) new rules ending the difference between restructured loans and NPAs coming into effect from April FY15.
However, high credit concentrations and undisclosed levels of restructured loans will also continue to pose downside risks for the system.
While there are clear signs of improving asset quality matrixes analysts and rating agencies see restructured loans and potential defaults on these loans as a key source or risk.
Bulgarian bad and restructured loans decreased for the first time in seven months to 23.
In what CUNA Deputy General Counsel Mary Dunn acknowledged has become a somewhat rare occurrence, CUNA has commented in a largely approving manner on the NCUA's most recent proposal for how CUs should track troubled debt restructured loans.
Bulgaria's non-performing and restructured loans reached 9.
Non-payment of restructured loans for the real estate and textiles sectors may lead to an increase in bad loans at commercial banks in the current fiscal, financial services secretary R.
In addition, there were no restructured loans and occupancy rates held steady.