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Required Cash

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Required Cash

The total cash required of the home buyer/borrower to close the purchase plus loan transaction or the loan transaction on a refinance.

Required cash includes the down payment, points and fixed dollar charges paid to the lender, any portion of the mortgage insurance premium that is paid upfront, and other settlement charges associated with the transaction such as title insurance and per diem interest. It is shown on the Good Faith Estimate that every borrower receives. See Good Faith Estimate.



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