Regional bank

(redirected from Regional Banks)

Regional bank

A bank operating in a specific region of the country, taking deposits and offering loans.

Regional Bank

A bank that only operates in one state or province, or in only a few neighboring states or provinces. A regional bank differs from a money center bank, which has a national and/or global presence. Regional banks usually specialize in retail banking, making loans and taking deposits. See also: Thrift, Regional exchange.
References in periodicals archive ?
Tokyo/Singapore: Japan's regional banks are facing profitability pressure from low interest rates, weak loan demand and demographic changes.
The head of Japan Post Bank said that he is looking to forge closer ties with regional banks.
Regional banks play a unique role in America's financial system in that they are strong enough to serve large commercial customers, yet their balance sheets more closely resemble smaller community banks.
But in between lies the important class of regional banks, a class with unique characteristics that are only recently being studied and understood.
I'm a big fan of the idea and was interested to attend last week's conference on The Future for Regional Banks, held at the Baltic in Gateshead.
Credit Suisse (NYSE: CS) has opined that regional banks in the US would be able to fare better in terms of loan growth.
The transaction, approved by regulators and the staff of the two banks, is in line with Credit du Norda[euro](tm)s strategy to grow through acquisitions of regional banks.
At present, the Swedish bank has six regional banks at home and one in each of the neighbouring Norway, Denmark and Finland.
Japan's 109 regional banks incurred unconsolidated net losses of 413.
Sadaaki Hirasawa, chairman of the Regional Banks Association of Japan, said Wednesday he sees no need for public fund injections for regional banks at the moment.
These banks, particularly regional banks, made a concerted effort last year to reduce their exposure to heavily indebted developing countries.
Byfocusing on the role of the regional banks in the debt crisis, Gwynne helps cast the debate over how to get out of the crisis in a new light.

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