Rated Down

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Rated Down

Describing an insurance policy in which one pays a lower premium because of lower risk. For example, women pay lower premiums on life insurance than men of the same age because women generally live longer than men; this fact reduces the risk of the policy.
References in periodicals archive ?
The council, which was awarded a `good' rating in December 2002, puts the rise to an `excellent' rating down to improvements in delivering services including education and social care for older people as well as strengthened leadership.
Lastly, while Chugach's financial performance ratios are reasonable and not out-of-line with straight 'A' level cooperatives, the regulatory uncertainty and certain ongoing wholesale customer discontent brings the rating down to the 'A-' level, with a Stable Outlook.
Continuation of the improvement in asset quality and the successful execution of JPMC's intent to improve its credit risk position relative to economic capital deployed would be a positive factor in the rating down the road.
A copy of the related press release on the City of Prague, titled "City of Prague's Rising Financial Pressures Take Local Currency Rating Down to A-; Otlk Stable" can be found on RatingsDirect, Standard & Poor's Web-based credit analysis system, at www.
The company will need to carefully manage its encumbrance in order to remain below 50% of encumbered NOI, otherwise Standard & Poor's will be required to notch the senior unsecured rating down from the corporate credit rating.
The company will need to carefully manage its encumbrance in order to remain below 50% of encumbered net operating income, otherwise Standard & Poor's will be required to "notch" the senior unsecured rating down from the corporate credit rating.
After banks were ranked by scores, a statistical procedure was used to designate those with the highest (AAA) rating down to the lowest.