Qualified Thrift Lender


Also found in: Acronyms.

Qualified Thrift Lender

A bank that may borrow from a Federal Home Loan Bank. In order for a bank's portfolio to be eligible as a qualified thrift lender, at least 65% of it must contain mortgages on private residences. See also: Savings & loan.
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Also covered is the Qualified Thrift Lender Test; the allocation of responsibilities and enforcement powers among federal regulators including the OTS; the resolution authorities of the Resolution Trust Corporation (RTC) and the Federal Deposit Insurance Corporation (FDIC).
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