However, securities lending can also present a number of challenges to plan participants
and plan sponsors.
A final alternative under the proposed regulations allows a plan to use a default investment based on these same criteria, but using the demographics of all plan participants
taken as whole (rather than for each participant individually).
To avoid this draconian tax treatment, section 409A significantly restricts when plan participants
may make deferral and distribution elections, and narrowly defines when they can take distributions.
402, which makes it illegal for companies to make personal loans to directors and officers, may prohibit pension plans from making loans to any plan participants
The presentations also will instruct plan participants
on how to enroll in their company's 401(k) plan and link them directly to MetLife's participant Web site.
Unlike qualified plans, such as 401(k)s, plan participants
can contribute as much as their employer will allow, up to 100 percent of compensation.
401(k) Plan Participants
Get Access for the First Time to Standard & Poor's
Each year, the MFEA, a national trade association for mutual fund marketers and distributors, recognizes the best marketing and communications campaigns tailored to shareholders, advisors, plan participants
and the investing public.
The claim was for the convertible preferred stock it redeemed to pay plan participants
BENEFITS IN TAX-QUALIFIED RETIREMENT PLANS generally are protected from the creditors of plan participants
and insulated from claims in bankruptcy.
Fiduciaries, defined as the person or persons having discretionary authority or exercising authority over the management of the plan or plan investments, must conduct a search for a plan provider or investments in a systematic and prudent manner with the ultimate selection made in the best interest of plan participants
According to Dallas Salisbury, president of the Employee Benefit Research Institute, 401 (k) plan participants
are foregoin as much as $3 trillion over the next 10 years because they act like savers, not investors.