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Remember your personal inflation rate could be higher or lower than these government statistics depending on what you spend your money on.
People approaching retirement need to consider their own personal inflation rate may be higher in the future than that of the average person in the UK due to the types of products and services they will consume.
In fact, everyone has their own Personal Inflation Rate (PIR) depending on how they spend their money - and the Office for National Statistics provides an online calculator to work it out.
Pensioners struggle the most with many over-75-year-olds struggling under a personal inflation rate of nearly 10 per cent.
Households are to be given the chance to work out their own personal inflation rate, it emerged yesterday.
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