Participating GIC

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Participating GIC

A guaranteed investment contract whose policyholder is not guaranteed a crediting rate, but instead receives a return based on the actual experience of the portfolio managed by the life insurance company.

Participating GIC

A guaranteed investment contract (GIC) that receives a return based on some portfolio of assets held by the insurance company issuing the GIC. This differs from most GICs, in that most pay a fixed return.

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