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Parallel Loan

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Parallel loan
A process whereby two companies in different countries borrow each other's currency for a specific period of time, and repay the other's currency at an agreed maturity for the purpose of reducing foreign exchange risk. Also referred to as back-to-back loans.

Back-to-Back Loan
A situation in which two companies in different countries borrow an equivalent amount from each other in their respective currencies. That is, there is no net capital output because the companies are borrowing the same amount, only in different currencies. The companies repay these loans in an agreed-upon period of time. This used to be a common way to hedge against currency fluctuations, though currency swaps have largely replaced them.


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IFC will provide a $160m loan for its own account and the other half will come from commercial lenders and parallel loans from bilateral financial institutions.
According to Hatano, a parallel loan from the Extended Fund Facility of the International Monetary Fund totaling 150 billion yen will be used to support economic rehabilitation and structural adjustments in the Indonesian economy, which was seriously affected by the Asian economic crisis.
Fitch maintains a parallel loan delinquency index that tracks only loans within seasoned transactions - those that have been securitized for at least one year.
 
 
 
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