Paid-Up Policy

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Paid-up policy

A life insurance policy in which all premiums that are due have been paid.

Paid-Up Insurance

Somewhat informal; insurance in which a policyholder has paid the premium appropriately. For example, when a policyholder makes a required monthly premium payment, that policy is said to be paid up.

Paid-up policy. A paid-up policy is a whole life insurance policy for which no additional premium payments are required to keep it in force.

Generally, a standard paid-up policy lasts the rest of your lifetime or until you reach a specific age, such as 100. Some policies are designed to be fully paid up at an age specified in the contract, such as whole life policies for which you pay no more premiums after age 65.

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