Origination


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Related to Origination: Loan origination

Origination

The making of mortgage loans.

Origination

The act of making a mortgage loan. Origination is usually a rather lengthy process, as it requires the lender to investigate the borrower's risk, negotiate the terms of the loan and agree upon a loan amount. It is also called loan origination. See also: Origination fee.
References in periodicals archive ?
The decline in mortgage originations has come as contract interest rates have hovered around near-record lows.
Fourth-quarter loan originations were also up compared with the third quarter of 2006, and year-to-date originations through the fourth quarter of 2006 were higher than at the same time last year, reported MBA Senior Director of Commercial/Multifamily Research Jamie Woodwell at MBA's 2007 Commercial Real Estate Finance/Multifamily Housing Convention.
Information Technology * Financial Aid * Enrollment Management * Imaging * Student Call Center * Loan Origination & Servicing
retail residential mortgage originations and has been conducted weekly since 1990.
91 significantly changed the financial accounting treatment of loan origination costs, many financial institutions continued to deduct these costs currently for tax purposes as Sec.
Founded in 1985, Gallagher Financial Systems is one of the nation's largest residential loan origination systems providers.
This acquisition facilitates our goal of achieving vertical integration in the residential mortgage business, with ownership and control of the entire value chain, from origination to capital markets execution to active risk management.
Originations for commercial banks increased 60 percent from the first quarter of 2004 to the first quarter of 2005.
The Tax Court's decision in PNC directly addressed whether loan origination costs represent ordinary and necessary business expenses under Sec.
Best Single Program, Local Origination or Independent Producer, Education Division, was "1991 New Jersey Literary Hall of Fame.
Additionally, during his tenure at BB&T, Calderon was involved in several mergers and acquisitions, where he served as the lead for technology selection, systems configuration, workflow optimization and automation of the Indirect Lending Group loan origination credit policies and procedures.
The volume comparison is a bit misleading because the October total in 2004 was pushed higher by a couple of exceptionally large origination requests, including one loan that exceeded $100 million," he said.