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Office of Thrift Supervision

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Office of Thrift Supervision (OTS)
An agency of the U.S. Treasury department responsible for the U.S. savings and loan industry.
Office of Thrift Supervision
A bureau of the U.S. Department of the Treasury that regulates federal savings associations, savings and loan associations (thrifts), and some holding companies. Created in 1989 in the wake of the savings and loan crisis, the OTS both provides charters and creates regulations for thrifts and other institutions that fall under its supervision. Additionally, it audits the practices of financial institutions that specialize in personal savings and mortgage loans to ensure that they comply with applicable regulations. Based in Washington DC, the OTS also maintains offices in Jersey City, Atlanta, Dallas, Chicago, and San Francisco.


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