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No Doc mortgages also appeal to home buyers who need to close quickly, have a sufficient down payment but limited documentation, or an impaired credit history.
No Doc mortgage lending extends home ownership opportunities to thousands of working families who would find it difficult, if not impossible, to qualify under traditional mortgage loan guidelines.
Announcement of the new No Doc mortgage office for San Jose was made by Thomas S.
Explaining GreenPoint's strategy, Johnson said: "Our new regional office will allow GreenPoint to capitalize on our No Doc mortgage leadership position - and the tremendous potential for this product in the San Jose area.