Negative Points

Negative Points

Points paid by a lender for a loan with a rate above the rate on a zero point loan.

For example, a lender might quote the following prices: 8%/0 points, 7.5%/3 points, 8.75%/-2.5 points. Negative points, often referred to as “rebates,” are used to reduce a borrower's settlement costs. When negative points are retained by a mortgage broker, they are called a “yield spread premium.” See Points/Points and Rebates as Borrower Options.

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Contract awarded for Hapyeong Park 2 negative points for installation work
The authority has prepared a detailed report of 39 pages on the main positive and negative points of the bill.
Politicians and experts stressed the need to open a wider dialogue with all partisan, political and national forces on the draft elections law to maximize the advantages and rectify the negative points if they existed.
Schools where performance is below average can receive negative points up to a maximum of -0.
Catalans are the only team in the top eight with a negative points difference and this looks like an ideal opportunity to rectify that situation.
Arriving early or late will lead to negative points.
Probably overawed by the occasion, Noel and Jovy adopted an over-cautious approach and a certain degree of nervousness accounted for plenty of negative points being given away.
The stock trading in May was marred by several negative points, primarily hesitation to purchase leading shares and to resort to cheap shares, Hamad Al-Enezi said.
Therefore, we have to study the positive and negative points of buy-back contracts in order to attract capital and state-of-the-art technology," he said.
She stressed the need to maintain national unity and develop interaction and create mutual trust among all Syrians, underlining the importance of dealing with negative points in the Party's work and hoping that its new leadership will live up to the responsibilities entrusted to it.
These negative points take effect when a home buyer chooses to pay slightly higher interest rate in favor of having credit towards their closing costs.