Multiple Protection Life Insurance Policy

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An insurance policy in which the death benefit varies depending on when the insured dies. If the insured dies in the first 10 years of the policy, three times the face value of the policy is paid to survivors. Otherwise, they are paid only the face value. This may be beneficial if one expects one's family to have significant short term but fewer long term expenses. As with all insurance, one must pay a premium to receive the coverage.

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