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Multiperiod Immunization

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Multiperiod immunization
A portfolio strategy in which a portfolio is created that will be capable of satisfying more than one predetermined future liability regardless of interest rate changes.

Multiperiod Immunization
An immunization strategy in which one matches the duration of bonds in a portfolio to the duration of one's liabilities. Duration is the number of years until the investor receives the present value of all income from a bond (including interest and principal), and is used to gauge a bond's sensitivity to interest rate changes. A multiperiod immunization strategy is intended to reduce the portfolio's sensitivity to interest rates; that way, the return on the portfolio will enable the holder to pay for his/her liabilities regardless of fluctuations in interest rates. See also: Duration matching strategy.


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