loan portfolio

(redirected from Loan Portfolios)

Loan Portfolio

The loans that a lender (or a buyer of loans) is owed. The loan portfolio is listed as an asset on the lender's or investor's balance sheet. The value of a loan portfolio depends on both the principal and interest owed and the average creditworthiness of the loans.

loan portfolio

Loans that have been made or bought and are being held for repayment. Loan portfolios are the major asset of banks, thrifts, and other lending institutions. The value of a loan portfolio depends not only on the interest rates earned on the loans, but also on the quality or likelihood that interest and principal will be paid.
References in periodicals archive ?
The ratings on the NMFA's PPRF bonds are based on the revenue securing the bonds, the diversification of the loan portfolios and the sound management of PPRF loan programs.
In 2004, the fastest-growing component of bank loan portfolios was home equity lending, which grew at nearly 42%; however, growth rates dropped significantly to roughly 9% in 2005.
In addition, Bridger's BankXchange(R) platform optimizes banks' loan portfolio risk profiles and returns by facilitating purchases and sales of loan portfolios, whole loans and participations.
The managements of thrift institutions and their auditors must recognize and adjust to the risk inherent in their loan portfolios.
The ratings on the NMFA's PPRF bonds are based on the NMFA's continuing record of conservative loan underwriting criteria, the revenue securing the bonds, the diversification of the loan portfolios and the sound management of PPRF loan programs.
Three loan portfolios (71%) are currently in special servicing.
Executives and loan officers in our network of commercial banks can now more easily sculpt their real estate loan portfolios to reflect their evolving commercial real estate credit strategies.
In addition, Bridger's BankXchange(C) platform optimizes banks' loan portfolio risk profiles and returns by facilitating purchases and sales of loan portfolios, whole loans and participations.
Similarly, almost every survey respondent (95%) reported a mandate to increase their commercial real estate loan portfolios at their institutions, up from 86% last year.
The Company retained a loan review firm to review the loan portfolios at all four of the Company's bank subsidiaries.
A new interface and a multitude of additional features help lending professionals and their legal counsel make better-informed decisions, file timely and accurate financing statements and manage entire loan portfolios from one place.
Thollesson will be implementing specific "best practice" programs that grow revenue for AFS' clients' loan portfolios across all lines of business and market sectors.