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Life expectancy |
Also found in: Medical, Encyclopedia, Wikipedia, Hutchinson | 0.02 sec. |
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Life expectancy The length of time that an average person is expected to live, which is used by insurance companies use to make projections of benefit payouts. Life expectancy. Your life expectancy is the age to which you can expect to live. Actuarial tables establish your official life expectancy, which insurance companies use to evaluate the risk they take in selling you life insurance or an annuity contract. The Internal Revenue Service (IRS) also uses life expectancy to determine the distribution period you must use to calculate minimum required distributions from your retirement savings plans or traditional IRAs. However, your true life expectancy, based on your lifestyle, family history, and other factors, may be longer or shorter than your official life expectancy. How to thank TFD for its existence? Tell a friend about us, add a link to this page, add the site to iGoogle, or visit webmaster's page for free fun content. |
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