Life expectancy

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Life expectancy

The length of time that an average person is expected to live, which is used by insurance companies use to make projections of benefit payouts.

Life Expectancy

The length of time the average person is anticipated to continue living. An insurance company may use the "official" life expectancy of a person at a certain age in determining the risk of a life insurance policy or annuity. Likewise, the IRS uses the average life expectancy to determine the required minimum distribution from IRAs. Often, the official life expectancy has only a rough relationship with an individual person's actual life expectancy.

Life expectancy.

Your life expectancy is the age to which you can expect to live. Actuarial tables establish your official life expectancy, which insurance companies use to evaluate the risk they take in selling you life insurance or an annuity contract.

The Internal Revenue Service (IRS) also uses life expectancy to determine the distribution period you must use to calculate minimum required distributions from your retirement savings plans or traditional IRAs.

However, your true life expectancy, based on your lifestyle, family history, and other factors, may be longer or shorter than your official life expectancy.

References in periodicals archive ?
The gap in life expectancy at birth between the most and least deprived areas stood at 7.
1 plots the under-5 mortality rate (U5MR), infant mortality rate (IMR) and life expectancy at birth (longevity) data for SA over the past 25 years.
From the results we observed that in time varying one coefficient is statistically significant in the production process which indicated that life expectancy at birth, female (years) has significant positive impacts on the efficiency of female parliamentarians.
A regional BREAKDOWN reveals that, between 2010 and 2012, male life expectancy at birth was highest in east Dorset (82.
The new data, which covers England and Wales, also shows that the gap between life expectancy at birth between boys and girls has narrowed from six years in 1980-82 to under four years in 2010-12.
The new data also shows the gap between life expectancy at birth between boys and girls has narrowed from six years in 1980-82 to under four years in 2010-12.
In 2012, the life expectancy at birth for Abu Dhabi emirate was 78.
Last year, the International Federation of Pharmaceutical Manufacturers and Associations (IFPMA) reported that a child born in 1955 had an average life expectancy at birth of only 48 years, but by 2000 she or he could expect to live 66 years and globally, life expectancy is predicted to rise to 73 years by 2025.
The health component is based on life expectancy at birth and the wealth component is gross national income per capita.
He stated that in the country life expectancy at birth has increased to 34 years in 1951, 59 years in 1990 and 65 years in 2005, adding that 32 new born babies become motherless due to maternal deaths every day.
Michael Greenstone, the 3M Professor of Environmental Economics at MIT, said that every additional 100 micrograms of particulate matter per cubic meter in the atmosphere lowers life expectancy at birth by three years.

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