Life Risk Factor

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Life Risk Factor

Information about a potential policyholder that affects life underwriting. Life risk factors include age, gender, height, weight, and tobacco use. Life risk factors demonstrate the likelihood that a policyholder will die before a certain period of time has passed. This informs an insurer as to whether to offer a policy and, if so, what premium to charge.
References in periodicals archive ?
EARLY LIFE RISK FACTORS - TYPE 1 DIABETES AND SCHOOL GRADES -
Early life risk factors for obesity in childhood: cohort study.
The association between leg length and heart disease suggests that these early life risk factors also cause heart disease.
The findings strengthen the evidence for in utero or early life risk factors for the later development of adult mental or physical disorders.