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Life Option

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Life Option
A fixed annuity that pays a certain monthly sum for life of the annuitant. Generally speaking, an annuitant buys a life option and makes installment payments for it throughout his/her working life. Following retirement, the annuitant begins to receive the benefit. A life option is designed to provide a stable income for the annuitant in retirement. Risk is split between the annuitant and the company providing the life option: the annuitant benefits financially if he/she lives for a long time after retirement while the company benefits if he/she dies sooner. See also: Income Annuity, Pension, IRA, 401(k).
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Her journey resulted in a giving cycle that didn't cure her condition, but offered her new life options - and meaningful work that continues to this day.
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The difference may reflect the fact that many older adults want jobs," says Joan Strewler-Carter and Stephen Carter, co-founders of the Life options Institute.
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Instead, they are looking to the "s" word--"secondment" (a detachment from their full-time position into a fluid, flexible, and nontraditional working arrangement), notes Joan Carter, cofounder of the Life Options Institute, New York.
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