If for some reason the lender
has to monetize a project in mid construction, assuming $50 was advanced, it will not have achieved $50 in value creation by the time the lender
attempts to monetize the position.
That's particularly true in that hedge funds and distressed-asset lenders
are prime forces in this type of lending, and may not have the stomach or the expertise to stay the course if things go south (see sidebar, "How Second Liens Complicate a Workout," on page 43).
In a community where one would expect to find five payday lenders
, there are 24 such outlets within three miles of the base.
need not determine whether an application received before January 1, 2004, involves a manufactured home, and may report the property type as 1- to 4-family.
Analysis of a nursing home's financial statements enables an MR lender
to assess the continued viability of its operations.
This offers an important opportunity at a time when lenders
across the country recognize the value of improving and sustaining strong business relationships.
Showing you are abreast of these facts will demonstrate to the lender
your efficacy as a borrower.
An IE is a conduit if (i) its participation reduces the tax imposed by section 881; (ii) its participation in the financing arrangement is pursuant to a tax-avoidance plan; and (iii) either (a) the IE is related to the lender
or the borrower or (b) the IE would not have participated in the financing arrangement on substantially the same terms but for the fact that the lender
engaged in the financing transaction with the IE.
Consumers and ethical lenders
are frustrated by the games being played in the mortgage lending marketplace," said Bob Brisco, CEO, Internet Brands.
Attempting to negotiate directly with a lender
for optimum terms.
It can be especially costly and aggravating when a financing package is held up because the lender
wants its loan secured by leasehold improvements constructed by your company at numerous locations, and one improperly structured lease holds up the entire package.
are tightening loan criteria on the borrower's terms sheets and requiring equity to be in the form of hard cash for new projects and stronger collateral for projects being refinanced.