LTV financial definition of LTV. LTV finance term by the Free Online Dictionary.

LTV

Loan to Value Ratio

1. In mortgages, the ratio of the amount of a potential mortgage to the value of the property it is intended to finance, expressed as a percentage. It is used as a way to assess the risk of making a particular mortgage loan. A lower loan-to-value ratio is seen as a lower risk to the lender. Most mortgage lenders require a maximum loan-to-value ratio of 75%. That is, a borrower is usually expected to pay for 25% of the value of a property out-of-pocket.

2. More broadly, a ratio of the amount of a potential loan to the asset it is intended to finance. In addition to gauging the risk involved in making the loan, it tells the borrower whether or not the loan can be repaid if he/she sells the asset. This can be important if the borrower becomes unable make payments.

LTV

See loan-to-value ratio.

Loan-to-Value Ratio (LTV)

The loan amount divided by the lesser of the selling price or the appraised value.

The LTV and down payment are different ways of expressing the same facts. See Down Payment/Down Payment and LTV.

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down payment Liar Loan loan-to-value ratio Maximum Loan-to-Value Ratio Minimum Down Payment	LTV is another acronym commonly used when discussing a loan program. Loan-to-Value Ratio Information by Brad Stroh / Finance and Investment community Now the supply of credit has gone sharply into reverse, LTV limits have plunged and there has been a drastic cut in the supply of buy-to-let mortgages. Small homes see big falls by Daily Post (Liverpool, England) Nici Audhlam-Gardiner, Abbey mortgage director, said: "Increasing the LTVs on all our fixed rate mortgages that were previously available at 60 per cent LTV to 70 per cent LTV will help those looking to purchase a property, move home or remortgage. Abbey relax lending rules by Daily Record (Glasgow, Scotland)	low-income housing limited partnerships Low-Income Housing Tax Credit low-income housing tax credits Low-Key Lighting Low-Load Fund Low-Price Strategy low-rise Low-Tech Lowball Lower Deck Containers Lower Middle Class Lower of Cost and Market Method Lower of Cost or Market Lower Rate of Income Tax Lows Loyalty Program LP LR LRD LS LSE LSL LT Ltd. LTL LTV LU Luca Pacioli Lucas Critique Lucro Lucro bruto Lucro da Exploracao Lucro eventual Lucro liquido Lucro nao distribuido Lucro realizado Lucros retidos Luddite Ludwig von Mises LUF LULUs Luma Lumber Lump of Labor Lump Sum Lump Sum Distribution Lump-Sum Distribution lump-sum payment Lump-Sum Tax Lusophone LUST	LTTP/IP LTTR LTTS LTTT LTTU LTTV LTU LTUA LTUAE LTUB LTUC LTUCRC LTUD ltude LTUE LTUFC LTUG LTUIC LTUJ LTUPRS LTUR LTUS LTUSD LTUSE LTV LTV (disambiguation) LTV Corsair II Attack Bomber LTV ratio LTVA LTVB LTVC LTVCA LTVEC LTVFD LTVH LTVM LTVN LTVNM LTVP LTVPG LTVR LTVS LTVSM LTVV LTVY LTW LTW-AF LTW-DF LTWA

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down payment
Liar Loan
loan-to-value ratio
Maximum Loan-to-Value Ratio
Minimum Down Payment

LTV is another acronym commonly used when discussing a loan program.

Loan-to-Value Ratio Information by Brad Stroh / Finance and Investment community

Now the supply of credit has gone sharply into reverse, LTV limits have plunged and there has been a drastic cut in the supply of buy-to-let mortgages.

Small homes see big falls by Daily Post (Liverpool, England)

Nici Audhlam-Gardiner, Abbey mortgage director, said: "Increasing the LTVs on all our fixed rate mortgages that were previously available at 60 per cent LTV to 70 per cent LTV will help those looking to purchase a property, move home or remortgage.

Abbey relax lending rules by Daily Record (Glasgow, Scotland)