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Joint Life Annuity
(redirected from Joint and Survivor Annuities)

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Joint Life Annuity
An annuity that two persons, almost always a married couple, open in order to provide for both in retirement. A joint life annuity makes payments to the designated party as long as one of the spouses remains alive. Depending on the nature of the agreement, the amount in the payments may decrease when the first spouse passes away. It is also called a joint and survivor annuity.
joint life annuity
See joint and survivor annuity.
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Joint and survivor annuities make payments for the life of the annuitant and a beneficiary, such as a spouse.
What Are The Risks Involved In Investing In An Annuity? by E-PersonalFinance.com / E-PersonalFinance.com
To manage this risk, actuarial approaches include investment strategies to preserve principal, such as investing in annuities, joint and survivor annuities and deferred annuities commencing at later ages, such as 75 or 80.
Inflation Ranks as Today's Top Retirement Concern by PR Newswire
Joint and survivor annuities provide for your spouse and dependents after your death, although the payments in this option are typically 30% less than the single life annuity because they cover a longer period of time.
Managing your retirement rollover by Charney, Doug / Doors and Hardware
 
 
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