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Joint Life Annuity
(redirected from Joint Annuities)

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Joint Life Annuity
An annuity that two persons, almost always a married couple, open in order to provide for both in retirement. A joint life annuity makes payments to the designated party as long as one of the spouses remains alive. Depending on the nature of the agreement, the amount in the payments may decrease when the first spouse passes away. It is also called a joint and survivor annuity.
joint life annuity
See joint and survivor annuity.
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Joint annuities accounted for 11 percent of SPIA premium payments, with 7 percent of such payments for joint life annuities with a "period certain" payout, while roughly one-third of SPIA premiums were devoted to single life annuities.
JOINT LIFE ANNUITIES AND ANNUITY DEMAND BY MARRIED COUPLES by Brown, Jeffrey R.; Poterba, James M. / Journal of Risk and Insurance
Survivor Joint Annuities The survivor joint annuity works in a slightly different manner than a single life annuity.
Pension maximization and the REA by Cunningham, W. Patrick / Risk Management
 
 
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Joint Analytic Model Improvement Program
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