Internet Mortgages

Internet Mortgages

Mortgages delivered using the Internet as a major part of the communication process between the borrower and the lender.

Three types of mortgage Web sites are discussed in this book. See Lead-Generation Sites, Referral Sites, and Single-Lender Web Sites.

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Not everyone is happy with the thought of choosing their own mortgage deal so telephone or internet mortgages will not suit everyone but they are becoming increasingly popular due to the convenience of being able to apply at a time that is convenient to you without having to make an appointment.
The Company's actual results could differ materially from those in such forward-looking statements due to risks and uncertainties associated with the Company's business, including the need to diversify and expand technology-related operations, to gain consumer acceptance of Internet mortgages and insurance, and to achieve profitability.
Those factors include, but are not limited to, government regulation, residential real estate values, consumer and mortgage broker acceptance of internet mortgages and processes and insurance, competition, software development risks, general economic conditions such as changes in interest rates and the demand for conforming and non-conforming loans, availability of funding, loan prepayment rates, delinquency and default rates and changes which influence the mortgage and insurance markets generally.
Those factors include, but are not limited to, government regulation, residential real estate values, consumer acceptance of internet mortgages and insurance, competition, general economic conditions such as changes in interest rates and the demand for conforming and non-conforming loans, availability of funding, loan prepayment rates, delinquency and default rates and changes which influence the mortgage and insurance markets generally.
Internet Mortgages Patriot and Pinnacle are aggressively moving to create an internet mortgage origination capability in this quarter.
Our strategic alliance with BCE Emergis strengthens our position as a leader in Internet mortgages," said Jason Smith, Executive Vice President of Mortgage Services for e-Net Canada.
Internet mortgage providers are even more flexible in their opening times as most sites are available 24 hours a day, although how many people are likely to be arranging a mortgage at four in the morning is debatable.

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