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Insured plans |
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Insured plans Defined benefit pension plans that are guaranteed by life insurance products. Related: Non-insured plans How to thank TFD for its existence? Tell a friend about us, add a link to this page, add the site to iGoogle, or visit webmaster's page for free fun content. |
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Health insurance industry structure is different for small employers, most of whom use fully insured plans. Insured plans are governed by state insurance laws, whereas plans operated by self-insured employers are regulated by the federal government. In fact, the increasingly popular IRC section 412(i) plans, also known as fully insured plans, are a form of defined benefit pension plans funded exclusively by life insurance, annuity contracts or a combination of the two. |
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