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Insurance premium

   Also found in: Dictionary/thesaurus, Medical, Legal, Encyclopedia, Wikipedia, Hutchinson 0.03 sec.
Insurance premium
Payments calculated by the insurance company based on risk factors that must be made by the insured to guarantee protection of property loss under an insurance policy.


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The type of entity may greatly affect where this insurance premium expense may be deducted on the individual's personal income tax return.
The insured also assigns any unearned insurance premium refund to the premium finance company as security, said spokesman Ron Sommer of Mellon Corporate Affairs.
Also, the $121,000 remaining after paying the $75,000 life insurance premium (including its subsequent appreciation), will eventually pass to the children estate tax free.
 
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