Insurance Score

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Insurance Score

A way of measuring the risk a potential policyholder poses to an insurance company. The insurance score is a numerical value and measures factors such as the number of claims the potential policyholder has made in the past. A higher score indicates that the potential policyholder poses little risk, is unlikely to make many claims, and is unlikely to make frivolous ones. As a result, one with a high insurance score pays a lower premium than one with a low insurance score.
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As a result, the industry made huge segmentation gains from the creation of insurance scores based on the resident (or owner's) credit.
Diarmuid Murtagh reduced Roscommon's arrears to just two with a free but Eoin Cleary eased Clare through with a couple of late insurance scores.
Toher's ninth converted free of the afternoon and another for veteran Stephen Clynch provided Meath's insurance scores.
that credit based insurance scores are just a subterfuge (proxy) for discriminating on the basis of race and/or poverty.
Powell provides a review of the predictive accuracy of insurance scores since first appearing in the academic literature in 1949, including an examination of the methods and results of several major investigations since (e.
Insurance scores have been utilized to help differentiate between lower and higher insurance risks.
Individuals with higher insurance scores also seem to shop earlier, while those with lower scores tended to shop later.
Often the team narrowly in front entering the final two or three minutes, latch on a few insurance scores and so the 13-2 available about Clare winning by four, five or six points also appeals.
2) Minimum scores required to receive long-term care insurance payments will be lowered (grade 3 insurance scores will be reduced from the 75-53 range to the 75-51 range for the 2013 budget), and judgment standards for providing care services to the elderly with dementia will be improved.
Suppose further that 30 percent of Mary's group received low insurance scores while only 20 percent of Alice's
Its expensive, five-star home insurance scores well on our comparison charts, for instance, while customers obviously save money by buying cheaper three-star and one-star policies.
We tried renaming them, with the hope the moniker "credit-based insurance scores" would clarify that credit is just one component of an insurance score.
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