Host Liability

(redirected from Host Liquor Liability)

Host Liability

The legal liability of a person or company that serves alcohol to a guest for any negative consequences of the consumption of alcohol. For example, in some jurisdictions, if a restaurant serves too many drinks to a patron and that patron kills a motorist in a car accident on the drive home, the restaurant may be held legally responsible. In some other jurisdictions, host liability only applies to persons or companies serving alcohol to underage persons.
References in periodicals archive ?
Chippendale said it's also important for organizers to purchase host liquor liability insurance when handing out "free alcohol to bands, family, friends and others.
His policy, for example includes host liquor liability coverage, which insures UAI if the company chooses to serve adult beverages at a reception.
Liability insurance with host liquor liability can be purchased jointly or separately for a $150 premium, and without liquor liability starting at $75.
The coverage includes: general liability insurance; ID theft insurance, hired and non-owned auto liability insurance; host liquor liability insurance, employment practices liability insurance; employee dishonesty/crime insurance; and property insurance.
The standard Agency Defender Program includes coverages that competing insurance programs do not offer such as independent contractor coverage and host liquor liability.
While the rules vary from state to state, so-called host liquor liability laws mean party-givers can be sued for damages arising out of deaths, injuries or property damage caused by an intoxicated motorist.