Homeowners Affordability and Stability Plan

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A program in the United States to help distressed homeowners in the wake of the late 2000s recession. It offers incentives for lenders to reduce the PITI of certain mortgages to 38% of the homeowner's net income. In turn, the government shares the cost so the homeowner only pays 31% of his/her net income on his mortgage. The plan was established in February 2009.

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