Principal products: Life insurance, homeowners
, auto and commercial business
says Beckles "They don't realize there is so much we can do to help them," She says homeowners
should contact their lender before their loan becomes delinquent.
Unlike McDermott who had a small lien, many homeowners
who are delinquent on municipal taxes have also fallen behind on other payments, such as credit cards, and amassed a sizable amount of debt," Viscariello said.
This bill was introduced in July 2002 and, had it passed, would have mandated indoor mold health research, established exposure limits and standards for mold remediation, and set up a national mold insurance program administered by the Federal Emergency Management Agency to assist homeowners
In those cases, Smalley recommends homeowners
introduce the association to the movement already in progress.
Four years later, however, the federal government has brought suit against the homeowners
Nor is the interest deductible by most homeowners
, who typically report on the cash basis and accordingly have no deductions until the entire loan is repaid.
As noted earlier, homeowners
who expect to move very soon would probably not benefit from refinancing.
Especially modest given that during the Reagan years, the homeowner
tax break was the only housing subsidy that did not fall to the budget axe.
Overall, the survey results indicate that people are lax about updating their homeowners
policies as their needs change.