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Home Mortgage Disclosure Act

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Home Mortgage Disclosure Act
Legislation in the United States, passed in 1975, that requires financial institutions to keep records on mortgages, refinancing loans and other loans made on single and multi-family homes. The Act is designed to help HUD police banks make sure they do not discriminate against geographic regions or other protected criteria in making loans.
Home Mortgage Disclosure Act

A federal law requiring lenders with federally related loans to report the number of mortgage loan applications and the number of actual mortgage loans in different parts of their service areas.The Act is designed to shed light on discriminatory practices and thereby eliminate them. Reports are available on the Web site of the Federal Financial Institutions Examination Council,www.ffiec.gov/hmda.
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The next biggest concern cited by lenders was compliance with Home Mortgage Disclosure Act (HMDA) changes, with 54 percent saying they were worried about compliance with those requirements.
HUD shelves 'required use' RESPA provision by Mortgage Banking
HOME MORTGAGE DISCLOSURE ACT (1) Aggregate Metropolitan Data on Applications Received by Banks and Their Mortgage Company Subsidiaries Conventional Home Purchase Loan Applications by Census Tract Income Level (2) 2002 Non- Applica- Loans Applica- bank (4) tions Origin- tions Apps.
Data bank by Financial Update
The Federal Reserve Board announced on December 10, 2004, changes to the tables used to publicly release data collected by lenders under the Home Mortgage Disclosure Act (HMDA), which is implemented by the Board's Regulation C (Home Mortgage Disclosure).
Changes to public disclosure tables to adjust for revisions in ... by Federal Reserve Bulletin
 
 
 
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