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Home Mortgage Disclosure Act |
Also found in: Wikipedia | 0.01 sec. |
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Home Mortgage Disclosure Act A federal law requiring lenders with federally related loans to report the number of mortgage loan applications and the number of actual mortgage loans in different parts of their service areas.The Act is designed to shed light on discriminatory practices and thereby eliminate them. Reports are available on the Web site of the Federal Financial Institutions Examination Council,www.ffiec.gov/hmda. How to thank TFD for its existence? Tell a friend about us, add a link to this page, add the site to iGoogle, or visit webmaster's page for free fun content. |
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| Spitzer's office initiated the inquiry last year after reviewing federal Home Mortgage Disclosure Act data showing that Countrywide's black and Latino customers were more likely than its white customers to receive high-priced loans in New York during 2004. The study cited in your article reaches false conclusions in looking at the 2004 Home Mortgage Disclosure Act data. The Home Mortgage Disclosure Act, which has been on the books since 1975, "hasn't been harmful to lenders, and it wouldn't be to insurers," said consumer representative Deborah Goldberg, co-director of Neighborhood Revitalization Project, Center for Community Change, Washington, D. |
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